[silverleaf]

her mortgage balance is $100K - we do not know her original mortgage amount or payment

all my examples were- as I stated and so state again- hypothetical

[monocle]

Her interest raate on her mortage would suggest that her mortage is not that old and, therefore was not that large even if were a fifteen year mortage or payments were being made every two weeks.

However, even assuming a $300000 mortage the payments would be nowhere near your figures. Math first finance afterwards?