phil is a good example of the “peter principle”.
From that great source of info (part /s) wikipedea......
The Peter Principle is the principle that “In a Hierarchy Every Employee Tends to Rise to His Level of Incompetence.”
Believe me I know it. This guy seems to be going after the new folks. Given the fact their homes are worth 20% less than 5 years ago, I doubt he has an audience.