“Credit cardholder agreements are written in language that is above the level at which about 50 percent of U.S. adults read”
People that stupid should obtain help exp[laining the terms before sifning the agreement.
Anyone that signs a contract that they haven’t read or understand deserves to be taken for everything that they have!!!!!!
Most people don't have a personal attorney to interpret the gobbledygook for them. They couldn't, by your maxim, sign on for a library card.
Classy. I bet you work for one of the CC companies don't you.