I told her they make more money overall when they finance a car.
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Oh, she could have had some fun financing the car for some ridiculous rate and period of time, letting the dealer and salesperson get all excited thinking they’ve got a live one and are going to make a killing on the finance charges, and then paying the loan off immediately.
She would want to make sure that there was no 'pre-payment penalty' clause in the contract first. Frankly, I can't see a dealer giving up a sale because the buyer had cash. Perhaps when people were lining up to buy specific models, the dealer might have some leverage to sell to the highest payer, but right now, I would think that they'd be happy as a clam to sell anything.
A dollar in hand is worth 2 over the course of the loan.
Oh, you’re evil. I LIKE the way you think!