Credit cards are out of fashion in our home (thanks, Dave Ramsey). That's what we have an emergency fund for. Debt sucks! ($16K down in 13 months, about $1K to go)
And to all who will argue that it's impossible to save money in this day and age, it most certainly is. My husband brings home $3600/month (I am a stay at home mom). Out of that comes our mortgage ($800), our utilities (phone, cable, internet, gas and electric), the kids' Catholic school tuition ($500/month 10 months out of the year), groceries for six plus four pets, clothing, gas for the cars, charitable giving, and spending money for dh and myself (the kids get chore money, which they must put into savings, giving, and spending banks). The rest of our money either goes into the emergency savings acct or the other savings we have set up for Christmas/pet care/house maintenance/car maintenance. Before the month starts, we put down where all the money is going on our spreadsheet. Right now we are down to a bit of a student loan and our mortgage in the debt category.
Right now we're living like no one else so later we can live like no one else. Right now we live pretty frugally--the kids' clothes come from consignment shops and a lot of clearance racks (or hand me downs). Eating out is a rare treat. Cable and internet are our luxury items. Our home is 60 years old but it's very livable. Our cars are a 2000 Ford Windstar and a 1988 Honda CRX. People may look at us and think we have no money or very little, and in a sense they are right (we do have 4 kids, LOL), but we know how we're paying for Christmas, we know how we are going to pay when a car needs work or the water heater goes out, and it's not by whipping out a credit card. It's a great feeling of independence to be able to do that. It just takes self discipline.
Good for you, we are doing something similar.
There will always be those who to one degree, or another, will find a cozy side with the hard left. This is exactly why they picked this issue. They know how to appeal to our baser nature. There is no shortage of the complicitous nowdays.
But it is a Faustian deal with the highest interest they’ve ever known. They’ll pay with their freedom. They’ll pay with their children’s labor and freedom.
It’s a good time to be a communist, or a sellout.
I don’t care about the reasons for another’s ignorance when it costs me and my loved ones dearly. Fend for yourself, or fade away—I was not born to serve your, or fund your existence.