Debit MasterCard®
With the Debit MasterCard®, you can pay for your purchases and get cash 24-hours a day, 7-days a week anywhere MasterCard® is accepted. Debit MasterCard® purchases are deducted directly from your checking account and reported on your monthly statement. The Debit MasterCard® has an annual fee.
I didn't doubt your word, I'm just really surprised to learn that there are debit cards with fees. I've used the same credit union for 40 years and got a debit card from them whenever they first started issuing them, I don't remember the year but it's been a long time. I have never been charged a fee. I watch my account closely and there is no "hidden fee"
My card is Visa though, I wonder if that could be the difference?