[GOPJ]

People who routinely pay off their credit card balances have been enjoying the equivalent of a free ride, he said, because many have not had to pay an annual fee even as they collect points for air travel and other perks.

People will dust off the old check books - before they'll pay interest from day one...

[Oatka]

People who routinely pay off their credit card balances have been enjoying the equivalent of a free ride, he said,
I remember when CCs first came out. They were using that as a selling point. Now you're a "deadbeat". Orwell is alive and well.

. . . because many have not had to pay an annual fee
Good ole Gerry Ford initiated that little gimmick to "control inflation" (think "WIN" buttons - Whip Inflation Now!) Of course the banks were eager to "fight inflation" by charging $30 a year. Boy, that really worked. Now they whine because people took them up on the "No Annual Fee!" promotion.

. . . even as they collect points for air travel and other perks.
More whining over people taking advantage of a gimmick the banks used to lure them in.

Pathetic, and blind, losers.