Government NEVER figures that people react to their actions. They are baffled when their best laid plans backfire because people figure out a new way to do what they have to do. Freedom always wins in the end.
This is the IDENTICAL scam with the home mortgage loans that Barney Frank and co. forced on the banks.
The banks sold off the notes in bundles of high default mortgages.
The government is doing the SAME thing expecting a different result.
eventually the fed is going to have a government sponsored credit card for all people (comrades) who have needs but no ability.