[Mac from Cleveland]

Regarding this issue, I never get tired of these two stories from my old hometown. They say it all:

http://blog.cleveland.com/metro/2008/01/the_foreclosure_crisis_he_didn.html

http://blog.cleveland.com/metro/2008/01/the_foreclosure_crisis_dream_h.html

[patton]

That second link is absolutely tragic. Bless her heart, the lady needed a mentor.

One of the groups I belong to was founded to help out orphans and the like - it focuses on teaching life skills to kids who otherwise would not learn them.