Health Savings Accounts are a big solution.
Also, we could reduce or eliminate the “income threshold” or percentage threshold for health care expense deductions, on our income taxes.
And, before you dismiss my “deadbeat” comments, please recall the Candidate Obama said basically the same thing, during the campaign. Obama stated that he might support “garnishment” of wages, in cases where employees refused to voluntarily step to the plate and be responsible about paying their insurance premiums.
“Health Savings Accounts are a big solution.”
It’s a start. They’d work well if everyone actually saw the full burden of insurance costs and were willing to haggle at the doctors office.
HSA’s have actually not been very successful if you judge by the numbers - but HSA’s won’t cover, say, kidney dialysis if it’s a pre-existing condition. If it’s not pre-existing and becomes chronic, the underlying catastrophic policy will not be renewable at any reasonable cost.
You really don’t understand how the insurance game is played.