i’ve got a $15,000 credit card 3% APR “loan” from citibank, i routinely use my bank of america to pay for things and pay for it 30 to 60 days later, and first union/wachovia/corestates (which was swallowed up by wells fargo) has been losing total market share for years in the philadelphia area despite buying up its competitors (to supposedly gain market share). who gives a rat’s ass about the big banks? i certainly don’t use any of them for my personal checking account.
That makes two of us.