Good point - no, it’s not broken, but misguided government policies are part of the problem.
I would have strongly preferred McCain’s idea of a tax credit for purchasing health insurance - get the free market and individuals MORE involved, not less. But the Obama folks screamed that McCain was going to tax health bewnefits - which was true, but with an offsetting credit - and McCain didn’t really explain well.
I’d bet a year’s pay Obama will end up taxing private, employer provided health-care also, but without a corresponding tax credit. Herd everyone into the government plan, and then when all alternatives are gone we are all stuck.
You are so right, I know several doctors who know what is wrong, and you nailed it. They will retire before they work for a sham national health care system, That is the problem with all of these schemes, qualified doctors.