[yazoo]

If you are so stupid you think you have to put up collateral to borrow money, you deserve to lose it.

[goldstategop]

In certain situations you do since the lender takes the risk. I had to put up a significant money as a down payment to buy property and secure a mortgage. Its not always a scam.

"Show me just what Mohammed brought that was new, and there you will find things only evil and inhuman, such as his command to spread by the sword the faith he preached." - Manuel II Palelologus