You wrote...
...stay slaves in debt to the Central bankers and live or die on the banker's "Credit Scores" to get loans...
and
2. If they control our behavior by making us slaves to their "Credit Scores" then repudiate your good credit by not paying any debts to the banks and credit card companies.
Lets give this action a catchy name, one that can force people to think (if that's still possible).
I humbly suggest that we do the 'FICO LIMBO'...
...just how low can you go ???
I don't suggest taking on debt, knowing that it won't be repaid, that _is_ illegal. I would point out that if, say, a credit card company raises your interest rates above what you can afford to repay, don't fret, do the FICO LIMBO!
What we have decided to do is to go to a cash basis to the fullest extent possible. The only reason we borrow money to buy things is that we don’t have enough to buy things with the cash we have. It didn’t used to be that way back in the day, and we were better for it. I guess before I was born about the only thing anyone actually borrowed for was their house. Then cars, then appliances, then credit cards for everyday life.
One part of our “shrugging” is to pay off all of the debt we can and getting out of the credit game as much as possible. We have a mortgage on our house, and can’t pay it off right away, so we have to keep that. But we are only using Debit cards and cash now, have cut out most of our non-essential purchases, and only have a credit card because I travel on business and it’s tough to do without an actual credit card. For instance, I CAN rent a car with a debit card, but they run a credit check on you if you don’t use an actual credit card.
We are also doing an addition on the house, but will save our cash and will pay for it as we go once we get enough to get started. Paying cash for everything will probably get it done for less as well.
Bottom line is that we hope to get to a point where we really don’t care what our FICO score is, and we’re well on our way to that.