Wrong on all counts. I just have personal experience with third-degree burns and I doubt that you have received any from spilling your coffee on yourself. It would be physically impossible to drink at that temperature-why would you serve it that way?
You think personal responsibility only counts in some instances and I disagree.
I think, if you put a hot liquid between your legs and get burned, it’s your responsibility and you disagree.
Where you want to go with this now?