And for every student who trapped him/herself in debt there are many others who paid their own way through school and have no excess debt. There are many ways to get yourself through school without being buried in debt.
amen.
I would propose an alternate way forward from our current system:
End all student aid except for GI Bill and ROTC scholarship. Pay me (taxpayer) first, then you (college student) can collect. for those that are truly physically unable to do military service, allow a civil service alternative (no more litter, etc)