DISINGENOUS, and your VANITY posts are sure credible and worthwhile. LOL.
Recently I was unemployed long enough for my COBRA coverage to run out. Dreading my upcoming ordeal, I did a quick Google search for available individual coverage. In a few minutes I was signed up with Blue Cross. A better plan than I had with the old employer and about a hundred less. No lengthy form. No doctor's exam. Just fill out basic details and submit!
How's it work in your state?