[RVN Airplane Driver]

Most lenders (including Fed backed)have a requirement that both spouses be over 65. Under Texas constitution/law only one has to be over 65 (lender can still require both over 65). So in Texas you could at least technically have a reverse mortgage with one spouse being 90 and the other 18. Could be a long time before lender collects

Your post indicates a common problem with Reverse Mortgages. That being...you are long on opinions and short on knowledge. All persons on a RM must be at least 62 and BTW I'm in Texas.

[nomorelurker]

My bad on the 65. It is 62. I am right on the only one spouse being over 62 (not 65). Go read the Texas Constitution.