I know where you are... been there... cut them up and pay them off asap... even if it takes a while. That interest should be illegal... mostly 21% and up! Good luck!
LLS
Interest like that used to be illegal. We used to have usury laws in this country that made high interest from banks illegal. But that was pretty much wiped out by deregulation of banks in 1980. I’m usually in favor of deregulation, but credit card companies really screw customers a great deal of the time.