A paid off truck may be of more value to you by keeping it.
If the shtf I know I am not worrying about debt because everyone will be in the same situation. I guess it depends on the debt, how much, and what it is for. i don’t think the bill collector will be knocking on our doors when there is anarchy on the streets.
the paid off truck may be good if you need to load up some things and bug out. Again, depends on the value and the age.
I wish I had my truck paid off.
Just my opinion.
I agree keep the truck, you may need it to ‘bug out’ and it it could be a good to barter with later. As far as debt if it goes sour I not worrying about paying anyone other than the doctor and anything I have goes under the mattress or into anything still left to buy.
I wonder sometimes if I shouldn’t just stop paying my mortgage now and not wait! :-)