I don't know what a "CSU" is. My pension is $1235 a month and from that I pay $364 per month premium for health insurance for my wife and me.
It has a $600 deductable and then it's 80/20 to a max out of pocket of $1,000 each. All office visits are paid 100% by me and they do not count toward the deductable.
My prescriptions have a $5.00 co pay for generics and $15.00 & up for name brands, unless the name brand is "too expensive" and then the insurer tells me to have the doc prescribe something else or pay all of it myself.
But I'm only a retired U.A.W. member.
CSU = Cal State Univ. How long did you work for UAW? I had heard it was a great union (?). Medical benefits are the main benefit from the CSU. But, hey...it’s Kaiser. Blue Shield, etc. (which is an option) would cost about what you are paying. Kaiser care can be marginal. We roll the dice! (No offense Kaiser people, I know you are doing your best.)