Have asked my agent, and shopped around. I have two old cars since we live far from any bus line, and my daughter (away at school) and I both work. Total tab = $175 with excellent driving records. Much is dependent on your zip code, but I’m told this is a very very good sum for a family with a 20-year-old. I don’t think anybody is going to move a thousand miles away, at enormous expense, just to have lower car insurance rates.
The point is, we have expenses today that many people did not have 75 years ago. Our lives are constructed around the concept that people should be dependent on infrastructure, (having electricity and running water, for instance) and now that the real estate market has collapsed, they can’t escape. Many would not have the moxie to farm, hunt, fish, etc. even if they could get away from the ‘burbs.
Very true. Most of us will be in bad shape if the electricity, gas, and water utilities don't function. However, people who are determined, and say, "I'm going to ..." rather than "I can't ..." have a much better chance of making it through any serious trouble.
Ask him again, if you’re saying you pay $175 a month. I know lots of people who pay about that in a year.
He’s an agent. You may have to grab him by the necktie and holler down his throat, “LEGAL MINIMUM.” You may have to repeat it a few times. I am serious.
I mean, if you want to cut costs to what the govt demands to leave you alone, this is the way to go: legal minimum insurance. You won’t have much coverage, but you could save over a thousand dollars in a year.
Just sayin!