Not quite! - The accounts they consider unpropitable are those that seldom have a large balance, and pay off the account each month.
Don't forget the folks carrying large balances at low, fixed rates for the life of the balance.
See post 26 for an example.
[As an aside, they hate the folks who were playing App-O-Rama games during the credit boom.]
In other words, in a normal non-bizarro world, banks live off the spread between the interest paid depositors and the interest paid to borrowers, net of any losses and other expenses. Now that ordinary folks have figured out how to turn the tables on the banks, the banks are hopping mad.