The democrats mandated BY LAW that lending institutions give out worthless mortgages to people with no ability to ever re-pay these loans: The CRA Act of 1996, brought to full toxic fruition with the criminal corruption of Fannie Mae and Freddie Mac by Rahm Emanuel, Jamie Gorelik, Franklin Raines, Chris Dodd, Barney Frank, and the rest of the as yet Unindicted.
bttt
The only problem I see with your post is the fact that only one of the bailed out banks ever applied for CRA credits.