Relax or you will be sick, dog.
OK, perhaps little people was pushing the envelope, but the fact is that credit unions were formed to provide services in poor areas of the country - areas where the banking industry wasn’t doing a good job.
A story - when I was working for a CU, I knew of a business that had a lot of low paid workers (around 500) that didn’t have access to a CU. I was informed that that group wasn’t what the CU was looking for - way to many lower paid workers, probably a lot of turnover, etc.
So, CU’s are lloking out for themselves - not even attempting to serve people in poor areas - they deserve to be taxed just like any other business, dog.
I don't doubt that a CU, which is made of of the members who are the owners, declined to give credit to low paid workers. It is up to the board which is running the credit union, the board is elected by the members and will, hopefully and unlike our federal government, carry out the wishes and desires of the members. And if the members, as represented by the board choose to not let a specific company in it is their right.
Have you perchance bothered to see what happens when you give credit to people who stand little chance of paying the loans back, it is exactly what has caused the current economic crisis.
I submit to you that Credit Unions are looking out for their members, who are their owners and there's is nothing wrong with that. Your constant call for increased taxation is really taxing and certainly at odds with any conservative view I know of.