How many SF agents will now be scrambling for there next gig. I feel sorry for the bloke who put 10-15 years in at SF, and now suddenly has to start all over again with AFLAC or Allstate or some other crappy company.
Sadly, SF agents are “captive”, meaning that they can not sell other lines, unless their company refuses to bid. This means that they have few “appointments” with other, outside insurers who are competitive and everyone knows they are biased toward their own company, instead of objectively searching the market.
For an agent, independence is a lot to give up for the SF “brand.”
You are like the guy that sits in the barber shop and complains about how he was treated on a claim with his insurance company and the company isn't there to give the details you chose not to tell.
For every bad thing you say about another company, I can match it with an insured that came to me with the problem they had with State Farm, they were one of the worst when I was in the business.
Years ago they (State Farm) stopped writing Homeowner policies in Florida and they soon found out they didn't write much of anything until they started writing Homeowners again. People (insureds) don't take well when their company doesn't do it all.