[Chet 99]

No one forced these people to buy homes they could not possibly afford. They’re the ones who helped put us in this mess in the first place.

[CottonBall]

No one forced these people to buy homes they could not possibly afford. They’re the ones who helped put us in this mess in the first place.

That's exactly the problem. These people alone are responsible for their decisions. If they were too incompetent to understand the terms of their loan agreement, they had no business buying. Also, for those that bought near the peak, they are also reponsible for their decision to buy after prices had run up so much. Anyone with sense knew it was an unsustained bubble. People need to take responsibility for their own greed.