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To: Puppage
A New York couple is haunted by calls from credit agencies wanting to collect debt their dead son owed.

I still get several calls a week (if not daily) from credit agencies looking for my ex-wife and I have been divorced for over 11 years, have lived at two different homes and changed my number twice. They’re relentless.

I simply have to screen all my calls.

84 posted on 01/15/2009 12:18:34 PM PST by usurper (Spelling or grammatical errors in this post can be attributed to the LA City School System)
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To: usurper

11 years?

I believe the longest statute of limitations in the USA on this stuff (absent an actual judgment) is six years.

negative information is on a credit report for 10.

The law regarding credit reports needs to change to drop negative information after the statute of limitations runs out.

There are regulations (federal) regarding attempting to collect and uncollectable debt.


89 posted on 01/15/2009 2:23:56 PM PST by longtermmemmory (VOTE! http://www.senate.gov and http://www.house.gov)
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