And the enumerated power specified in the Constitution which allows this transaction is found in what paragraph?
I didn’t think so.
That's the only problem with the Constitution...it's unenforceable.
Isn’t this voluntary on the part of the lenders? If so, what’s the problem?
This allows lenders to get part of the debt “guaranteed” with a recourse, as opposed to having 100% of the loan non-recourse.