You've got that right. Everybody and their brother has been trying to lend me money. I think that it's the folks that never should have gotten credit in the first place that are/were having trouble getting credit. The lenders were a little slow in clamping down on deadbeat loans, but when they finally did clamp down, the did so in a strong manner.
They rushed through the bailout and now they don't have a plan on what to do with it.......bunch of lunatics running this country
You're right about that - they mindlessly pushed this farce of a bailout through, spending non-existent taxpayer money for nothing. Well, perhaps not for nothing - it was primarily to cover their own backsides for encouraging (forcing?) the loaning of money to people that most likely would not pay it back. Notice that we've not heard a word about the CRA or Fannie/Freddie's involvement in this debacle.
Just bought a used car with same day loan approval last week in Central NY (under permanent depression)...no problem. (Haven’t bought a new car in years)