Consider yourself pinged.
You might find this John Fund column from the WSJ interesting By All Means Try Something'
Here is one interesting part:
FDR himself said in a speech at Oglethorpe University that "this country needs . . . bold, persistent experimentation. It is common sense to take a method and try it: If it fails, admit it frankly and try another. But above all, try something."
I suspect that, whatever his views might be on personal accounts today, FDR would have little use for liberals who attack them without any suggestions of their own on how to "try something."
Actually, the article has information to support both sides of this discussion That being:
a) FDR was step one in the creation of a program that evolved into system that would be considered illegal, if proposed or practiced by a private enterprise (my opinion).
b) SS, as proposed under FDR, evolved independently of him, to become the monster it has. FDR had no way of predicting or knowing that this would occur. (which I think is a position you would concur with)
Nothing in what your reply shows that Roosevelt started a ponzi scheme. In fact the last pooint supports the conclusion that he did not.
A smart man would say that. A wise man would know that it would turn into a monster.