From what you describe, your score is probably pretty high. It might be a little higher if you had two credit accounts instead of one. However, it’s not much to sweat about. If you need to buy a car or house, a score of 720 or above will do nicely. Also, you can go online and check your score yourself, without being dinged the usual 10 points for doing a credit check.
Thank you for this information. How does one go about finding their credit score online? I would probably like to buy real estate again in the future, but I doubt I have enough cash. Right now, I own nothing, and owe nothing.