“The least I can do is to honor your high tone and wish you the worst in life. So I do.”
Why thank you! And I’m sure the credit card companies thank you as well for being their (presumably unpaid) advocate.
A generation ago, individuals who engaged in the practices that many credit card companies engage in today were called loan sharks, and faced prosecution under usury laws.
What a difference 30 years makes.
And just like the loan sharks they fact they charge so much interest shows they are loaning to credit risks
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I've never understood how current credit card practices are anything but criminal. They deliberately raise the APRs on those least able to afford it, and do their best to keep people enslaved and will only let up if they think you might default entirely. Of all the industries currently suffering in the economic crisis, I wish the worst of it upon the credit card industry.