Considering you said family, I’d check if you can keep your health insurance through the COBRA option. It will cost you but you’ll get a better group rate and you can keep it for 18 months.
I presume by no debt you also mean no mortgage. That’s good! If push comes to shove, you could take out a mortgage on your home.
While you’re relaxing, I would suggest you read up on additional certifications and attend community meetings where people who need your services will be in attendance. Build your network and you’ll be all set for the spring.
no push/shove big enough to ever take out a mortgage on a mortgage free home! Sounds like MrP wouldn't