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LOL...bad credit risk? That didn’t stop the banks from loaning millions and millions to ‘bad credit risks’ for home loans. Isn’t that what got us in this mess in the first place? And wasn’t it the gubmint programs that forced the banks to make those loans? C’mon...the auto industry can’t be any worse than the millions of hands-out Americans who thought getting into a house for nothing down meant they wouldn’t have to make their payments either.

I know it doesn’t fix the problem to continue to do the same stupid thing again, but being a bad credit risk is not a good enough excuse for the banks to avoid making loans, especially if we know the gubmint backs them up. I’m just saying I don’t want them to dip into anymore money, when there’s already money out there in the banks, and we can force them to make the loans just like we did when they made the home loans.