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To: TigerLikesRooster; RexBeach; Attention Surplus Disorder; skipper18

Ok,
So if I’m closing on a house in early January, how long do i continue to float??? I can get 5 1/4 right now....Is 5.00 in my future???
.
THANKS all for your thoughts and advice!


34 posted on 12/01/2008 9:44:28 AM PST by BallparkBoys (Republicans spend $100,000 getting women into clothes while Democrats spend $100,000 getting women o)
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To: BallparkBoys

A quarter of a point on your mortgage rate is not a life changer. Sounds terrific at 5.25%. Historically, this is very good.

I presume, btw, this is a conventional mortgage you are talking about?


35 posted on 12/01/2008 9:47:38 AM PST by RexBeach ("There is no such thing as a good tax." Winston Churchill)
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To: BallparkBoys
Were I you, I should stay away from floating rates on any long-term loan. About a year/18 months from now, inflation is going to kick in -- bigtime! -- and holding floating-rate debt will be quite painful. Remember 1978-81?

Fixed-rate on a mortgage is the way to go, if one intends to own the house for more than a year or two.

42 posted on 12/01/2008 10:15:02 AM PST by SAJ
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