I have a Citibank VISA card with a 4.99% balance transfer for the life of the balance. I paid off my other higher-interest cc debt with this transfer.
Does this offer disappear if the bank does? Just wondering.
Probably not, if the deal is exactly as you describe. You really need to examine the fine print, however. The new bank could charge whatever they want for new charges, but if there is a binding contract with no qualifications for the transfered balance, someone should be stuck for the deal. But again, it would all depend on the fine print.