The poster is suggesting something new even.
Defaulting on a mortgage happens for many reasons and when one does, one expects consequences i.e. poor credit rating, inability to get a new loan. The remedies in the contract,,
What the poster is suggesting is to quit paying to get a payoff from the government. As if that was a moral option because of a contract.
As if moral values had no place in ones contractual duties. As if consequences were not to be considered.
Wow, what a succinct way of putting it.
Thanks.