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Another list of tips. There are a few that I disagree with such as the tips for dealing with credit cards ( I suggest using a pair of scissors). And a $4 latte is not a "must have" when you can make your own faster and cheaper than at Starbucks.

Anything to add to the list?

1 posted on 11/15/2008 9:26:50 AM PST by RKBA Democrat
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Stories and tips with a financial emphasis to help conservatives prosper during difficult times.

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2 posted on 11/15/2008 9:28:00 AM PST by RKBA Democrat (Lord Jesus Christ, Son of God, have mercy on me, a sinner!)
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To: RKBA Democrat

When dining out, order water. Need more? Ask for two slices of lemon, squeeze, add Splenda and you’ve got lemonade.

WTF

WTF

WTF

if things get that bad, i won’t bother to dine out at all.

or alternatively, i’ll bring a single-serving packet of grape kool-aid. :)


3 posted on 11/15/2008 9:30:37 AM PST by rightwinggoth
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To: RKBA Democrat
....gas remains stubbornly high

Huh? It's around $1.80 here in southern MS.

4 posted on 11/15/2008 9:32:41 AM PST by bkwells (Liberals=Hypocrites)
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To: RKBA Democrat
People need to get the bible of frugality.


5 posted on 11/15/2008 9:34:36 AM PST by CajunConservative (1.20.13 - The End of an Error)
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To: RKBA Democrat

How about voting in fiscal consvatives that will reduce taxes so you have more money to spend?


6 posted on 11/15/2008 9:35:59 AM PST by nevergore ("It could be that the purpose of my life is simply to serve as a warning to others.")
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To: RKBA Democrat
Ditch heavy drapes and shades during the winter, unless the drapes are for insulation, and let natural light shine through the windows. White sheers will assure privacy. You won't need lamps during the day.
7 posted on 11/15/2008 9:36:14 AM PST by Desdemona (Tolerance of grave evil is NOT a Christian virtue (I choose virtue. Values change too often).)
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To: RKBA Democrat

Destroy Socialism in your counrty by any means possible politicaly physicalyand Educationaly starting with higher systems and working your way down

and do it BEFORE THEY DAMAGE more than what they have already !


8 posted on 11/15/2008 9:37:23 AM PST by ATOMIC_PUNK (Drag The Waters some more like never before !)
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To: RKBA Democrat

bookmark


9 posted on 11/15/2008 9:38:13 AM PST by Thumper1960 (A modern so-called "Conservative" is a shadow of a wisp of a vertebrate human being.)
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To: RKBA Democrat
Drop your land line phone. Use only cell phone. For long distance phone calls use Skype through your computer.

Use a kerosien heater and heat only the rooms that you are currently occupying.

Visit a third world country and see how they do it.

13 posted on 11/15/2008 9:40:18 AM PST by wintertime
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To: RKBA Democrat

Oops! That should read “kerosene”.


14 posted on 11/15/2008 9:41:07 AM PST by wintertime
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To: RKBA Democrat

No thank you. Put Conservatives in charge. I want to live like an American.


15 posted on 11/15/2008 9:42:19 AM PST by rvoitier
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To: RKBA Democrat

Oh, and some of us cannot use fluorescent lights due to visual perception disorders, so lesser wattage is a better way to go. 75 rather than 100.


16 posted on 11/15/2008 9:43:25 AM PST by Desdemona (Tolerance of grave evil is NOT a Christian virtue (I choose virtue. Values change too often).)
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To: RKBA Democrat

Completely cancel cable TV.


17 posted on 11/15/2008 9:43:42 AM PST by wintertime
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To: RKBA Democrat
6. Switch your old electric meter for a time-of-use meter. It gives you a better rate for running appliances/heat/AC after 9 p.m. and on weekends.

I don't even know what that means but my utility company, which owns the meter, might have a say so in the matter.

18 posted on 11/15/2008 9:44:46 AM PST by Graybeard58
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To: RKBA Democrat

The library card is one of the best tips. My local library has a huge selection of movies you can check out & watch at home for free. Our library is close to the park, so I combine free exercise by walking around the park and then I go to the library & wind down by reading several of the many magazines they keep current. Then I check out some mystery novels and movies. Sometimes I pack my lunch at home beforehand and have a picnic at the park while I’m there. It’s all free and it’s all good!

I don’t buy expensive cleansers, just use vinegar & baking soda. I save my used dryer sheets - they work great to clean around faucets, the sink, shower/tub - they really cut through water & soap scum!

I never pay full price for birthday or other greeting cards - get them all at the dollar stores for a dollar each.

Stopped drinking soda pop - it’s not good for you & you don’t miss it after awhile.

We rarely go out to eat anymore, but when we do - we only eat half of our meal (they give you too much anyway) & get a doggie bag for the rest - we get two meals for the price of one.

My grandmother taught me to use the water left over after cooking vegetables to water my plants and garden with. She never poured water down the drain that could be used outside.


19 posted on 11/15/2008 9:45:46 AM PST by alicewonders
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To: RKBA Democrat

Most of this is common sense. The ones I don’t do are mostly those that aren’t applicable or can’t be done when you live in a townhome or condo.

Carpooling doesn’t work for us - my wife and I work opposite directions, at different times, and none of our neighbors work where we do!


21 posted on 11/15/2008 9:46:14 AM PST by RockinRight (Now it's my turn to have a psychotic, uncontrollable hatred for the President.)
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To: RKBA Democrat

I guess all of these make sense if you live in a big city or in the ‘burbs.

If you already live a simple life, most of these make no sense because you don’t do any of it in the first place, or have been doing the alternate - like a big garden for your own good food, for years.

The thrift shop point is a good one, esp if you have children. Store brand vs brand name will save a few pennies as well.

I agree with the earlier poster - if you are unemployed, have massive credit card debt & a large morgugage - your’re pretty much screwed anyway. Get ready to enjoy life in the welfare lane....


22 posted on 11/15/2008 9:46:24 AM PST by ASOC
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To: RKBA Democrat

Regarding credit cards, it’s a personal choice. If you can be responsible with them, go for the rewards. If you know you will overspend, cut them up.

Most people know the truth about this issue about themselves!


23 posted on 11/15/2008 9:48:27 AM PST by RockinRight (Now it's my turn to have a psychotic, uncontrollable hatred for the President.)
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To: RKBA Democrat
Get a library card.

Don't have a library in my little town and the nearby city that has one charges an exhorbitant fee for out of towners. When I checked about 5 years ago it was $150 per person per year.

I buy books and I always have the internet.

By the way, my town has voted two different times on whether to join that library system and each time it was soundly defeated, it seems that people didn't want their property taxes raised an average of $25 per year.

32 posted on 11/15/2008 9:54:19 AM PST by Graybeard58
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To: RKBA Democrat
Buy in bulk. I've got rice and dried beans to last for months. I buy big bags of chicken parts and separate them into baggies so I can thaw one baggie at a time. I also buy cheap coffee and then sprinkle cinnamon in the grounds. Tastes great (to me, anyway). I buy Halloween candy the day after and keep it for snacks.

I burn junk mail in my fireplace. I use talcum powder instead of tinted cosmetic on my face, and dollar store lotions. Do my own nails, cut my own hair. I don't use air conditioner, or the heat unless I'm truly desperate (of course, L.A. weather is pretty mild.) I have no TV or landline, just a cell... I use candles a lot... shop at thrift stores, dollar stores, yard sales... this isn't even in response to the recession; I've always been like this. Eating out is my only vice.

38 posted on 11/15/2008 9:59:51 AM PST by A_perfect_lady (History repeats itself because human nature is static.)
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