You're blaming poor working stiffs for the corrupt that ran Wall Street, the banks and lending institutions into the ground, as government leadership, in charge of overseeing and regulating these institutions, was directly responsible for driving it into the ground? And you say it's the "American people's" fault?
Ya notice not one single politician, no one government official had the decency to resign over this disaster? Not a one.
People get the government they deserve. Not every last one of us, but enough people vote in corrupt politicians. If you think the voters have no culpability, then there’s zero point in you and I having a discussion.