Bullpucky. It’s a saving vehicle for lter years when you can’t work. Tap it know and you lose that cash plus it’s earning potential. In a few years of “borrowing we’ll have a bunch of people whose big screen tv is paid off but no savings. You have to take the good with the bad. JMHO
You’re right. Rather than use their own money those in mortgage trouble should just wait for you & I to bail them out.