I moved mine in June, to cash reserves; doing OK, but I’m still gonna have to live under a bridge somewhere when I’m old. I never had money (had kids instead) to buy a house. Had I known I could lie about my salary and get a McMansion...
Our income goes down with the market. It has been decreasing since 2006. I had already had to take out a slew from savings this past year. We have about gone through that. Now our house has devalued(but property taxes are up!) and the investments are sinking. Sigh.
We have faith it will work out somehow.