[RSmithOpt]

Re #113 That's how I am seeing it too. Just wish I'd payed more attention back in May '07. I'd liked to have moved 50% to cash then and held for this bottom coming. I did move to bonds (45%) thinking the rate would go up aug 07. Probably a bad move on my part. The mutual funds will just have to ride awhile, now.

Good thinking, or not?

[nicola_tesla]

I’m no investment adviser but if you want to save what you have, I’d do this -

get into short term T-bills. They’re paying nothing but you have a return OF your principal, whereas longer term bonds will be going down further. Alternatively get into a GNMA fund or a 6-12 month FDIC backed CD. Safety is paramount.

As for the mutual funds - get out now. He who panics first gets his money back. As a historical note, if you bought stocks in 1929 you didn’t return to par until 1954.

Just sayin...