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To: wmfights
In theory the answer is folding money under your mattress. CDs are only as safe as the FDIC. As for real assets, their nominal value can theoretically fall by a factor of 10, if nothing is done about this. Because 90% of the world's money supply can just disappear. Oh yeah and definitely retire debt too.

But a better solution would be for everyone to realize the seriousness of the problem, stop playing the blame games and stop trashing bankers and finance, and then let the Fed save the banking system. And that includes each individual saver not panicking.

Typical collective action issue - the good equilibrium is everyone staying put, the bad one is everyone panicking. But if everyone else does panic, staying put has costs for those who do so.

Since there are no responsible grownups in all of western civilization...

68 posted on 10/06/2008 7:23:07 AM PDT by JasonC
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To: JasonC
In theory the answer is folding money under your mattress.

That would actually fall under the 'panic' rubric. Money needs to circulate, or it's just pretty colored paper.

And aren't you one of the chuckleheads who only last week was telling us that this Trillion dollar government boondoggle was going to make things all better?

L

96 posted on 10/06/2008 7:38:16 AM PDT by Lurker (She's not a lesbian, she doesn't whine, she doesn't hate her country, and she's not afraid of guns.)
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To: JasonC
CDs are only as safe as the FDIC.

If the FDIC starts reneging on it's promise to insure deposits then all hell breaks lose.

As for real assets, their nominal value can theoretically fall by a factor of 10, if nothing is done about this. Because 90% of the world's money supply can just disappear.

This is why I'm wondering whether to retire debt or keep cash. The cash will decrease in value at the same rate as the real property.

But a better solution would be for everyone to realize the seriousness of the problem, stop playing the blame games and stop trashing bankers and finance, and then let the Fed save the banking system.

Oh come on, their hands are dirtier than the politicians. I don't expect the politicians to have any common sense. Bankers should have been smart enough to see that giving out loans with no money down to people with little or no credit would be a problem.

141 posted on 10/06/2008 8:08:34 AM PDT by wmfights (Believe - THE GOSPEL - and be saved)
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