The last depression weeded out people like you and taught them a lesson.
Its a sorry state that the lessons learned only lasted 2 generations.
Take your lumps and learn from them.
That goes for both the borrowers and lenders.
What nonsense, I'll bet I'm older than you, been around the block a whole lot and agree with Jason.
Go ahead and knock yourself out, the bill will pass either tomorrow or Friday and cooler heads will have prevailed.