[meyer]

I don't know who it would affect Wall Street, but if my Credit Union offered me 7 or 8% locked in interest, paid per month...I'd gladly hand them all my savings.

Me too, but it would be awfully hard for them to offer that rate on savings while simultaneously offering loans and mortgages in the 5.5% range.

[spectre]

Eventually, they'll have to raise the interest anyway. Lowering it to almost nothing hasn't worked, IMHO.

sw