The only thing that will "fix" this, of course, is a huge dose of inflation.
A huge dose of inflation may fix it but will kill savers thrifty people and those who don’t take risks and reward frauds, greedy people and leeches. Don’t forget the cost of our debt wil go up, gas and food and commodity prices go up and the dollar goes dowwn killing the economy for us companies selling overseas. It will also bring in fascism to fix it when we hit bottom.