[bethtopaz]

I’m a Farmers Insurance Agent for Farmers in California and we already do it this way - less miles, less premium.

Mileage is reported officially twice - when you get your car smogged and when you need two service.

Why is this new?

[steve86]

I’m a Farmers Insurance Agent for Farmers in California and we already do it this way - less miles, less premium.

Please furnish an example of the difference in premium.

I'm expecting to see a small difference -- maybe 10 or 15%.

I WANT to see a near 50% reduction in premium for driving 50% of the miles -- although there will always be a fixed component to the premium.

[dalereed]

“Mileage is reported officially twice - when you get your car smogged and when you need two service.”

Won’t trap me!

My PU is smog exempt and I do my own service.

[SierraWasp]

First of all, most newer cars are NOT smogged until a certain number of years have passed, per the DMV, and second, what do you mean by "when you need two service?"

Last I heard about mileage driven from my State Farm Agent was when I "stated" my "estimate" when I bought the policy about 15 years ago. That's certainly not "exact" mileage, is it?

[shaft29]

“I’m a Farmers Insurance Agent for Farmers in California”

You say that as if you are proud of it.