I see your point but I wonder if there is anything to the fact this was an S&L, not a large bank like Wells Fargo or Bank of America. It could be its funds are not as liquid and it had to wait for the checks to clear. I just want more facts before I jump all over the S&L.
Bottom line here is people are upset ONLY because it involves a veteran's grieving family. If it were you or I unexpectedly needing to bury a loved one, no one would give us the time of day on this kind of story.
Death is not cheap. Even if they chose a no-frills cremation without ceremony, with a free burial at a national cemetery, it's likely to run $5000 or more in California. Of course, you can't forget the sales tax either.