Not getting this. There is so damn much wood in Maine, they could rely on the technology they have used for hundreds of years: The Stove. Wow. Breakthrough.
The people on the coast tend to be affluent. They are OK. The ones in the interior are poor, but they have lots of wood to use. The governor is in some altnernate reality.
Unfortunately, the only house insurance we can get here in Maine (regulation has driven most companies away) has a rider specifying no woodstoves. When you're the only source of insurance you can go pretty far at insisting your customers protect you from all risk.